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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">mttp</journal-id><journal-title-group><journal-title xml:lang="ru">Международная торговля и торговая политика</journal-title><trans-title-group xml:lang="en"><trans-title>International Trade and Trade Policy</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2410-7395</issn><issn pub-type="epub">2414-4649</issn><publisher><publisher-name>ФГБОУ ВО "Российский экономический университет им. Г.В. Плеханова"</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.21686/2410-7395-2025-4-44-61</article-id><article-id custom-type="elpub" pub-id-type="custom">mttp-833</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ИННОВАЦИОННОЕ РАЗВИТИЕ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>INNOVATIVE DEVELOPMENT</subject></subj-group></article-categories><title-group><article-title>Политика кибербезопасности в Западной Африке: пример Ганы</article-title><trans-title-group xml:lang="en"><trans-title>Cybersecurity Policy in West Africa: the Case of Ghana</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0000-0001-6418-5786</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Карагулян</surname><given-names>Е. А.</given-names></name><name name-style="western" xml:lang="en"><surname>Karagulyan</surname><given-names>E. A.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Егине Араратовна Карагулян - кандидат экономических наук, доцент, доцент кафедры экономики и финансов; старший научный сотрудник центра компаративных исследований</p><p>625003, Тюменская область, Тюмень, ул. Володарского, д. 6</p><p>620014, Екатеринбург, ул. Московская, д. 25</p></bio><bio xml:lang="en"><p>Egine A. Karagulyan - PhD, Associate Professor, Associate Professor of the Department of Economics and Finance; Senior Researcher at the Center for Comparative Studies</p><p>6 Volodarskogo Street, Tyumen Region, Tyumen, 625003</p><p>25 Moskovskaya Street, Yekaterinburg, 620014</p></bio><email xlink:type="simple">e.a.karagulyan@utmn.ru</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><contrib-id contrib-id-type="orcid">https://orcid.org/0009-0004-9868-6641</contrib-id><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Жан-Ноэль</surname><given-names>Моссо</given-names></name><name name-style="western" xml:lang="en"><surname>Jean-Noel</surname><given-names>Mosso</given-names></name></name-alternatives><bio xml:lang="ru"><p>Моссо Жан-Ноэль - аспирант кафедры экономики и финансов</p><p>625003, Тюменская область, Тюмень, ул. Володарского, д. 6</p></bio><bio xml:lang="en"><p>Jean-Noel Mosso - Post-Graduate Student of the Department of Economics and Finance</p><p>6 Volodarskogo Street, Tyumen Region, Tyumen, 625003</p></bio><email xlink:type="simple">z.mosso@utmn.ru</email><xref ref-type="aff" rid="aff-2"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Тюменский государственный университет;&#13;
Институт экономики Уральского отделения Российской академии наук</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Tyumen State University;&#13;
Institute of Economics of the Ural Branch of the Russian Academy of Sciences</institution><country>Russian Federation</country></aff></aff-alternatives><aff-alternatives id="aff-2"><aff xml:lang="ru"><institution>Тюменский государственный университет</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Tyumen State University</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2025</year></pub-date><pub-date pub-type="epub"><day>16</day><month>12</month><year>2025</year></pub-date><volume>11</volume><issue>4</issue><fpage>44</fpage><lpage>61</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Карагулян Е.А., Жан-Ноэль М., 2025</copyright-statement><copyright-year>2025</copyright-year><copyright-holder xml:lang="ru">Карагулян Е.А., Жан-Ноэль М.</copyright-holder><copyright-holder xml:lang="en">Karagulyan E.A., Jean-Noel M.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://mttp.rea.ru/jour/article/view/833">https://mttp.rea.ru/jour/article/view/833</self-uri><abstract><p>Статья посвящена анализу взаимосвязи между динамичной цифровизацией и ростом киберугроз в Западной Африке на примере Ганы. Проведенный анализ позволяет сделать вывод о том, что стремительный рост мобильного Интернета и финтеха, с одной стороны, стимулирует экономическое развитие в странах Африки, а с другой – создает благоприятную почву для киберпреступности. Низкий уровень цифровой грамотности, слабая нормативно-правовая база и нехватка квалифицированных кадров усугубляют ситуацию и свидетельствуют о необходимости изменения политики стран Западной Африки в области кибербезопасности. Особое внимание в работе уделено опыту Ганы, демонстрирующей образцовый подход к построению национальной системы кибербезопасности. Стратегия Ганы включает создание централизованной архитектуры управления, развитие законодательства, ратификацию ключевых международных конвенций, реализацию программ повышения киберграмотности населения и активное международное сотрудничество. На основании опыта Ганы можно сделать вывод о том, что комплексный и системный подход, сочетающий целенаправленную государственную политику с международной поддержкой, позволяет эффективно противостоять киберугрозам при ограниченных ресурсах.</p></abstract><trans-abstract xml:lang="en"><p>This article analyzes the relationship between dynamic digitalization and the growing cyber threats in West Africa, using Ghana as a case study. The conducted analysis concludes that the rapid growth of mobile internet and fintech, on one hand, stimulates economic development in African countries, and on the other, creates a fertile ground for cybercrime. Low levels of digital literacy, a weak regulatory framework, and a shortage of qualified personnel exacerbate the situation and highlight the need for a shift in the cybersecurity policies of West African countries. Particular attention is paid to the experience of Ghana, which demonstrates a model approach to building a national cybersecurity system. Ghana's strategy includes creating a centralized governance architecture, developing legislation, ratifying key international conventions, implementing public cyber literacy programs, and active international cooperation. The experience of Ghana leads to the conclusion that a comprehensive and systematic approach, combining targeted government policy with international support, makes it possible to effectively counter cyber threats even with limited resources.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>цифровизация</kwd><kwd>цифровая экономика</kwd><kwd>цифровые технологии</kwd><kwd>киберугрозы</kwd><kwd>африканские страны.</kwd></kwd-group><kwd-group xml:lang="en"><kwd>digitalization</kwd><kwd>digital economy</kwd><kwd>digital technologies</kwd><kwd>cyber threats</kwd><kwd>аfrican countries.</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Абдулай М. С. Ю. 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